Our Firm

Peak Financial Management, Inc. is a fee-only SEC Registered Investment Advisor based out of Waltham, MA. Peak Financial Management has been providing its clients with wealth advising and investment anagement services since it inception in 1991. Mr. Pran Tiku, the firm's principal, has been working within the wealth planning and investment management industry since 1985. Team Bios Page.
 

Our Experience
 

Peak Financial Management has maintained active in all segments of the wealth advising and investment management industries. We continue to build an up-to-date knowledge by remaining active within the many associations and affiliations  that we are apart of. This ensures that our current clients assets aren't a prisoner of time. New technologies, investment products, and overall wealth philosophies are constantly contoured to weather the complicated and constantly mutating financial world.

 

Our Value
 

We can define our value in one word. TRUST. A term that is too often misused in the financial industry. Our most proud achievement is our client retention rates. Our clients trust us. Our business is not muddied with conflicts of interest, hidden fees, and shady deals. We earn our money, when our clients earn their happiness. As a fee-only advisor, we earn a percentage of our clients assets, so if our clients are losing money, we lose money and if our clients leave, we lose even more money. Our vested interest is to make sure that our clients are more than satisfied with our services. See fee schedule

 

Our Licenses and Associations

Peak Financial Management and its team members hold an array of degrees, licenses, and certifications. We find it absolutely essential to hold these degrees, to not only ensure the utmost of confidence with our clients, but to apply the knowledge accumulated in hopes of providing our clients with the best possible wealth advising and investment management services. Our licenses and affiliations include: Registered Investment Advisor (RIA), Certified Financial Planner (CFP), Chartered Financial Consultant (CHFC), Financial Planning Association (FPA), Small Business of New England (SBANE), and Boston Security Analysts Society (BSAS).

 

Our Advisory Approach
 

Peak Financial Management's approach to managing money is distinguished in several ways. First, our firm's primary focus is financial planning. From our experience, one of the big mistakes that people make in managing their assets is to neglect the large gains that come from sound retirement and tax planning. The few extra percentage points that you can earn on a good investment may be of little help if you have not done adequate planning for your retirement. A key part of what Peak Financial Management, Inc. offers is the dedicated focus we have and the network of relationships we have developed with professionals in the legal, tax, and other areas which allows us to offer our clients a totally comprehensive approach to financial services. For that reason, we feel that we have more to offer each client that just investment advice.

 

Fees-Only Advising Structure
 

We do not work for a bank, a brokerage house, or an insurance company. Therefore we are indebted to no institution or company. Our only interest is you-our client-and how we can help you achieve financial success. At Peak Financial Management, our compensation is derived from two sources. It comes either from an hourly or a flat fee charged for developing a financial plan, or from an investment management fee, which is based on a percentage of assets managed. These fees are fully and completely disclosed up front and early in the process, with no hidden fees, loads, or charges. Our intrinsic philosophy is based on a simple premise that we sit on the same side of the table as you, our client, without any conflict of interest. This same principle, although espoused by many, is practiced by few. Our compensation policies are designed with this principle in mind. Fee only advice simply means our financial success is tied to your overall financial success. The better you do, the better we do!